What does Only My Share cover include?

Only My Share covers you if your Housemates do not pay their share of the rent and your landlord wants you to pay it.
   
It covers you for up to £10,000, and this cover lasts for a maximum of 12 months. You would need to renew your cover in line with your tenancy if you were stay longer than 12 months.
   
   
Will my possessions be covered under this guarantee?

   
No your possessions would not be covered under this guarantee. We recommend that you take out adequate cover to protect your belongings.
   
   
Will property damage be covered under this guarantee?
   
No property damage would not be covered. We recommend that you take out adequate cover either with possessions insurance or tenant’s liability insurance.